Do you think about the planet? Do you think about the future? Do you think about yourself?

Here is the new thinking person's credit card from The Co-op Bank. It offers not just financial incentives but ethical ones too. Make a small difference to the world every time you use it. It's the perfect credit card for people who think about the bigger picture – but also want a good deal from their credit card.

What you get when you think:

* Half an acre of Brazilian rainforest purchased and protected in your name when you transact on your credit card for the first time, plus a contribution of 25p will be made to Cool Earth for every £100 spent on the card.
* A special rate of 7% pa on products bought from our ethical partners, for 6 months after each purchase** – 12.9% APR typical/variable.
* 7% pa on balance transfers† for 6 months from the date of each balance transfer.
* No annual fee.
* Up to 59 days interest free credit.*

The thinking person's credit card? It's worth thinking about.

Check the small print

Here are some of the great deals:

Cool Earth

Cool Earth, a charity, protects endangered rainforest, which helps to combat climate change, protects biodiversity and provides sustainable future for local people. Once you make a purchase using your think credit card for the first time, half an acre of Brazilian rainforest will be purchased by the Co-op in your name. www.coolearth.org/think

Ikea

The materials used for all of Ikea's furniture and furnishings is sustainable and soundly sourced. They are an ethical leader in this sector and appear in the Ethical Consumer Research Association's 'Best Buy' tables. 7% pa* on any purchase from any UK Ikea store or from ikea.

Lush

Lush provide toiletries that are animal cruelty free. They're a leader in their sector and appear in the Ethical Consumer Research Association's 'best buy' tables. 7% pa* on any purchase from any UK or Ireland store, or from lush.

thetrainline

You can consider using public transport as an alternative to cars. thetrainline is a fully impartial online retailer of train tickets, providing an easy way to plan journeys and book train tickets for travel on any operator. 7% pa* on any purchase from thetrainline.

Raleigh

Raleigh bicycles provide a great alternative to using your car. Whatever aspirations you have for riding a bicycle – fitness, commuting, racing or just cruising with family and friends, Raleigh could have a bicycle that's right for you. 7% pa* on purchases from raleigh.

adili

Adili offer sustainable or soundly sourced clothing and believe that it is possible for fashion to be both stylish and ethical - Adili itself is the Swahili word for 'ethical and just.' 7% pa* on purchases from www.adili.

Additional discount: Get 15% off your first order when you shop at adili. To redeem, visit the website and enter The Co-operative Bank promotional code at point of sale - the promotional code will be provided to you upon opening your new credit card account. Offer valid until 1/11/08.

nigel's eco store

Nigel's Eco Store provides an array of energy saving devices, gifts and gadgets, including energy saving light bulbs. This helps to support you in reducing your energy consumption and carbon footprint. 7% pa* on any purchase from nigelsecostore.

Ethical Superstore

The Ethical Superstore offers a broad range of every-day groceries, unique fair trade gifts and energy saving devices which helps you to buy what you believe. 7% pa* on any purchase from ethicalsuperstore. You'll also get free delivery on your orders, usually £3.95.

Energy Saving World

Energy Saving World provides an array of energy-saving devices, such as energy-saving lightbulbs, helping you to reduce your energy consumption and carbon footprint. 7% pa* on any purchase from energysavingworld.

Additional discount: Four free energy saving lightbulbs (value £12 + £40 energy savings) when you spend £25 on energy saving products.
Eight free energy saving lightbulbs (value £24 + £80 energy savings) when you spend £50 on energy saving products.
To redeem, visit energysavingworld and enter The Co-operative Bank promotional code at the point of sale - this code will be provided to you upon opening your new credit card account. Offer valid until 30/10/08 & is subject to availability.

Traidcraft

Traidcraft provides fairtrade products and supports development in the Third World. 7% pa* on any purchase from traidcraft.

Ecofirst

Ecofirst provides supply and installation services for a wide range of renewable micro-power, water conservation and sustainable insulation products and systems. 7% pa* on purchases made with Ecofirst.

ecotricity

Ecotricity are dedicated to cutting the environmental cost of producing electricity by investing more per customer in new sources of renewable energy than any other UK supplier. Switch in just five minutes and you’ll also get £35 off your first year’s bill. 7% pa* on payments made to Ecotricity via ecotricity or by telephoning 01453 756 111.

Additional discount: Receive £35 off your first year’s bill when you switch to Ecotricity. To redeem, call 08000 326 100 with the Co-operative Bank promotional offer code - the promotional code will be provided to you upon opening your new credit card account. The offer is open to UK residents, aged 18 and over, who apply for electricity under the Ecotricity / Co-operative Bank offer before 30 November 2008. Only one offer per household. Terms and conditions apply.

Ecologist

The Ecologist is a publication that promotes environmental and ethical issues in today's society. 7% pa* on Ecologist subscriptions by calling 01582 520 037 and stating The Co-operative Bank promotional code – this code will be provided to you upon opening your new credit card account.

Additional discount: 1 year's subscription to the Ecologist magazine for 28% off the subscription rate of £28 (£19.99) for the first year when you sign up by direct debit. Offer valid until 30/08/08. Subject to availability. No cash alternative is available.

Arriva

You can consider using public transport as an alternative to cars. Arriva are one of the largest providers of passenger transport in Europe. Their buses and trains provide more than a billion passenger journeys a year. 7% pa* on any purchase from Arriva or on-line at arriva.

ECRA

The Ethical Consumer Research Association (ECRA) is a not-for-profit organisation owned and managed by its staff as a worker co-operative. They exist to promote universal human rights, environmental sustainability and animal welfare. 7% pa* on Ethical Consumer magazine subscriptions from ethicalconsumer.

Additional discount: ECRA offer a 28% discount to think credit card users for magazine subscriptions (£15 instead of £21) made over the phone on 0161 226 2929.

co-opelectricalshop

Co-op Electrical Shop provide you with access to A-rated goods, such as washing machines and fridge freezers. A-rated white goods use less electricity and water to operate, thus preventing a negative impact upon the environment whilst helping you to reduce your energy bills. Co-op Electrical Shop also offers excellent value for money and highly rated customer service. 7% pa* on A-rated purchases from co-opelectricalshop.

Co-operative Food

The co-operative food is the only major retailer to be awarded the Queen's Award for Sustainable Development. They provide various energy saving light bulbs, a large range of fairtrade produce, and cruelty-free own brand household products. 7% pa* on any purchase from a Co-operative Group store (Excluding former United Co-operative stores) co-operative.

Co-operative Insurance

Co-operative Insurance's car insurance includes access to its responsible claims process. Co-operative Insurance appear in the Ethical Consumer Research Association's 'Best Buy' tables and as a customer you can also have your say on its customer-led Ethical Engagement Policy. 7% pa* when taking out Co-operative motor or home insurance using your think credit card from co-operativeinsurance. You'll also benefit from a discount of up to 10% when you buy online.

Notes

The Co-operative Bank's think credit card ethical partners have been identified as organisations that:

* Provide ethical or sustainable products or services

or

* Are considered to have a leadership position** in their sector with regard to material ethical impacts.

All ethical partners are compliant with The Co-operative Bank's Ethical Policy and have been agreed by the Ethics and Sustainability Team within The Co-operative Group.

We want our list of ethical partners to continue to grow, so if you know of any suppliers you'd like adding to the list please let us know.

*for six months from the date of each purchase. Terms of use (PDF - 0.1MB) with each partner applies.

**Leadership positions are identified via independent third parties such as ECRA (Ethical Consumer Research Association) 'best buys.'

Cool Earth is a registered charity No. 1117978

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