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The Co-operative Bank, founded in 1872, had similar origins to the Co-op Insurance Society – offering services to co-operative societies. The two businesses were brought together in 2002 when The Co-operative Financial Services was launched, encouraging a stronger working relationship. By July 2007 The Co-operative Group and United Co-operatives become one organisation, known as The Co-operative, the world's largest consumer co-operative. Ethics are part of the DNA of the Co-op. The financial services bit has a unique suite of policies shaped by it's members. Their views and concerns ultimately decide how they invest their money.

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Red (we are still listing it, but should do better)

Orange (doing well, but could do better)

Green (doing very well, musn't be complacent)